Car Insurance for Seniors?

Car insurance for seniors is probably the only arena that fairly assesses whether a senior should be driving or not. How many times have we heard that anyone over the age of 60 should be forced to take a driving test every year? How many "Grandpa' insults have we received over the years as the younger generations, always in a hurry, show a total disregard for safety? Perhaps the car insurance companies will one day realize that they can be totally unfair and start offering car insurance for seniors only after an annual driving test (although some states are requiring every 2 years after the age of 65) but for right now it seems that this is the only venue that actually takes into account our performance behind the wheel rather than an assumed performance based solely on age.

I think it is interesting that when someone in their thirties has an accident, everyone just wants to make sure that the individual driving is okay and everyone is so quick to tell them that it's okay and it was just an accident. But when a senior has an accident, no matter who was at fault, all of a sudden the young ones around us are telling us we ought to consider giving up our driving privileges. Can someone explain that to me? I went between the ages of twenty six and sixty eight without a single accident. All of a sudden some little thing in a convertible with the radio blasting and the first thing that happens is my family is asking me if I would think about not driving. Not driving? Because someone else was more interested in their music than they were in the red light that they blasted through? But yet everyone wants to make sure that the senior citizen gets his driving ability checked out. The only place that I was treated with dignity was when I talked to the car insurance for seniors representatives.

Car insurance for seniors doesn't have to be an exercise in humiliation nor does it have to involve a lot of personal questions that are completely invasive. Sure, they want to know if you're taking any medication, but they ask that question to every applicant. The bottom line is really about respect. Why do we feel in this day and age that it is acceptable to hand our money over to someone or some company that doesn't offer us up a little respect? Getting older isn't a burden nor is it something to be ashamed of. In fact, getting older just means that we are learning more about the world and have more time to understand how the world works and thus, by many accounts, are just smarter. Our time and service to our communities, our country, and our families should add up to something and there is no reason to hand over a check to car insurance for seniors program that doesn't return a little dignity.